加群或其他问题可扫二维码添加阿瑟
加群或其他问题可扫二维码添加阿瑟

Opened a Hong Kong bank account but unsure when to use FPS, eDDA, CHATS, or SWIFT? This guide maps everyday transfers, broker deposits, local large FX moves, and outbound remittances—fees, timing, and common traps like failed eDDA auth or sending local USD via SWIFT by mistake.