As shown in the picture, Wildcard shut down at noon today. Visiting the official website is not possible and directly displays a short video. The official website is currently inaccessible The website has temporarily recovered access, but note that there is still a notice: The key sentence is: Regarding the recharge and refund functions, we want to reiterate that due to regulatory restrictions, these two functions are still temporarily unavailable. We understand this may cause inconvenience for some users, but please trust that we are actively seeking compliant solutions, and any progress will be announced immediately. Temporary alternatives are attached...

Wildcard suspended service, and mainland users temporarily couldn't find a suitable virtual credit card to pay for overseas services like ChatGPT, Midjourney, Claude AI. Today, Arthur (阿瑟) will perform a real test on a highly-praised Wildcard alternative product: the DogPay Virtual Card. This card not only supports Apple Pay, Alipay, WeChat Pay, but card opening only costs 5 USDT, also supports domestic ID card KYC verification, and can be quickly opened without address proof, making it the most suitable multi-functional virtual card for mainland users currently. What Does the Dog Card Look Like? DogPay's card design is very interesting, with...

What is OKX? OKX Exchange is a cryptocurrency trading platform established in 2017, similar to Binance. It was previously called OKEx and later rebranded as OKX. It is one of the earliest crypto exchanges used by mainland Chinese users. OKX provides spot trading, futures trading, savings and mining products, and a DeFi wallet, supporting over 300 types of digital assets. It has also launched its own decentralized wallet (OKX Wallet), which supports Web3, NFT, and cross-chain functions. It is currently one of the top-ranked exchanges in terms of trading depth and daily active users. OKX is one of the world’s...

Detailed Video Tutorial (Step-by-Step Guide) https://www.youtube.com/watch?v=xrRfyWl3xqQ Futu NiuNiu Promo Code 2025 — Use “BAYASE” to claim exclusive cash rewards and open your Hong Kong & US stock account easily. Bay Area Arthur collaborates with Futu NiuNiu to bring an exclusive limited-time offer, providing an unprecedented investment experience. Futu NiuNiu is the No.1 downloaded brokerage app in Hong Kong. Futu NiuNiu has always been difficult to open an account with, but now Bay Area Arthur has streamlined the entire process for you to easily complete account opening. Enter the promo code「BAYASE」and, after successfully opening an account and depositing HK$10,000 or more...

If you want to make a China Bank cross-border transfer to the UK, this guide will show you how to do it easily in three steps. Many people need to make international transfers, such as paying tuition fees for studying abroad or handling business expenses, but may be using the service for the first time and are unfamiliar with the process, worried about mistakes causing losses. Actually, domestic remittance to overseas is quite convenient. The main limitation is that each person has an annual foreign exchange purchase and settlement quota equivalent to USD 50,000, and this limit is calculated by...

The previous article mentioned that after wildcard ran away these two days, many brothers needed an alternative solution. At that time, Arthur mentioned in the article a platform called Coinepay (with a U.S. MSB financial license). 《CoinePay Card Opening Tutorial: Minimum 2.99 USD Card Fee, Wildcard Alternative Virtual Card, Supports ChatGPT/Midjourney/Claude》 It offers more than 70 virtual card options, and also categorizes different usage scenarios, which is much more reliable: Compared with the previous wildcard, the only real threshold of this platform is that you must pay with USDT, which is very difficult for friends who have never dealt with...

Having USDT in hand but unable to spend it might be the biggest embarrassment for us Web3 people. Especially when it comes to renewing productivity tools like ChatGPT... Why is BinPay more reliable than Wildcard? binpay is operated by a licensed institution registered in Hong Kong, strictly regulated by Hong Kong financial authorities. It is a virtual card platform that currently supports payments with more than 44 million merchants. It also supports use on platforms such as PayPal / Google Play. BinPay has actually been around for quite some time. With its Hong Kong license and strict financial regulations, it...

Registering on Binance: You Might Be Making a Mistake That Costs You 80% More! 99% of beginners register directly from the official website, which means the money that should belong to you is being given away to the platform for free. Don’t rush to register—spend 1 minute reading this article to learn how to ‘win from the starting line.’ We all know that when it comes to cryptocurrencies, the first choice is Binance—after all, it is the world’s No.1 exchange, far ahead of the second place, with both security and liquidity guaranteed. But precisely because of this, most people think...

"Smart Payments Start with Wise" — The Ultimate Guide for Cross-Border Side Hustle & Global Income Arthur has previously written many guides on opening Hong Kong bank accounts. But since we are aiming for a cloud resident lifestyle, this time let’s talk about other channels, beyond HK bank cards, that allow us to receive overseas income. For those who follow Arthur closely, you know I don’t really recommend using HK bank cards to receive international income. Why? Because it’s too easy to trigger account reviews and risk sudden account closure. 📩 Example: HSBC Hong Kong Account Closure Notice So, if...

Want to get into virtual currency but don't know how to register on Binance? Don't fall into the common traps! Today, Arthur will teach you how to complete registration, identity verification, and download the APP in 3 easy steps. You'll also get a 20% commission rebate on transaction fees, saving you a significant amount of money. It's recommended that you follow the steps in this article as you read. This way, you'll be able to open an account successfully in no time. Let's get started! 1. Complete Guide to Binance Registration (QR Code/Website/APP) 1.1 Use the Exclusive Commission Rebate Link...

How Many Overseas Apps Have Rejected You Because of Your Identity? You watch others navigate Web3 and open accounts with ease, while you're always stuck at the KYC verification step. Before you rush to spend hundreds of thousands on immigration, consider this: for just $248, you can legally obtain a "global passport"—the Palau Digital ID. It transforms you from a 'cloud citizen' into a true 'digital nomad.' 1. What is a Palau ID? The Palau ID is the short name for the Palau Digital Resident ID card, a digital identity program launched by the government of Palau (the RNS platform)....

Want to open a US stock brokerage account? Many are blocked by high requirements, but I found Fosun Securities—low threshold, high rewards, and global investing all in one place! Recently, I've come across many beginners who said they tried to open accounts with brokerages like Futu and Longbridge. After spending a lot of time submitting proof of an overseas address, they were happy thinking they would be approved, only to be stunned when they received a notification to provide supplementary supporting documents. Right now, if you only have a proof of overseas address, it might not work for brokerages like...